Free real-estate calculators
Run your numbers before you call anyone.
The same calculators I use with clients — buying power, payment, cash to close, net proceeds and investment analysis for Massachusetts and New Hampshire. No sign-up, in English or Spanish, with a PDF report when you want one.
For buyers
Know your number before you tour.
Buying powerHow much home your income, debts and savings support, step by step — including multi-family and DSCR loans.Open the calculatorMonthly paymentPrincipal, interest, taxes, insurance, PMI and HOA, plus how the loan pays down over time.Open the calculatorCash to closeEvery deposit and closing cost between offer and keys, with your own numbers.Open the calculatorRent vs. buyWhat each path leaves you with after a few years, side by side.Open the calculator
For sellers
Price is what the market says; net is what you keep.
For investors
Run the deal the way a lender will.
Investment analyzerFrom a two-family to 200 units: rent roll, NOI, cash flow, cap rate and cash-on-cash return.Open the calculatorFlip calculatorMaximum offer, rehab budget, holding costs and how sensitive the profit is to each.Open the calculatorWholesaleYour maximum contract price and assignment fee, working back from the end buyer's numbers.Open the calculator
Estimates for planning and discussion — not a loan approval, an appraisal, or legal, tax or financial advice. Rates, taxes and fees vary; confirm with your lender and attorney.
Then talk it through
Numbers are the start of the plan, not the end.
Bring your results to a 20-minute call and we'll turn them into a search, a price or an offer strategy — for your town.
Questions
Before you run the numbers
Are the tools free?
Yes. You don't need to sign up to use them.
Are my numbers saved?
The math runs in your browser. If you ask for the PDF report with your name, that request comes to me so I can send it and follow up.
Are the results a loan approval or an appraisal?
No. They are planning estimates for discussion — not a loan approval, an appraisal, or legal, tax or financial advice.
Do they work in Spanish?
Yes. Every calculator and the PDF report work in English and Spanish.