- New Hampshire's median single-family sale price rose 6.5% to $569,900 in September, according to New Hampshire REALTORS®.
- Single-family homes for sale rose 19.3% and days on market 18.5%, so buyers have more choice and more time.
- Zillow's typical home value is up over the year in every Southern New Hampshire town we track, from 0.2% to 3.3%.
- Freddie Mac's 30-year rate eased to 7.32% on October 22, its first weekly decline since August.
New Hampshire home prices kept climbing in September, but the market around them changed. The New Hampshire REALTORS® September report put the median single-family sale price at $569,900, up 6.5% from a year earlier, while the number of single-family homes for sale rose 19.3% and homes took 18.5% longer to sell. In the same week, mortgage rates eased for the first time since August. For anyone buying or selling in Southern New Hampshire this fall, those two facts together decide more than either one alone.
What the September report shows for New Hampshire home prices
The New Hampshire REALTORS® monthly snapshot, current as of October 5, covers every sale in the state for the month. The single-family and condo markets moved at different speeds:
| New Hampshire, September 2026 | Single-family | Townhouse-condo |
|---|---|---|
| Median sale price | $569,900 | $415,000 |
| Change in median price from a year earlier | +6.5% | +2.1% |
| Change in homes for sale from a year earlier | +19.3% | +4.1% |
For single-family homes, pending sales were up 8.5% and months of supply up 11.5%. In plain terms: more homes are listed, buyers are still signing contracts, and each home is taking a little longer to find its buyer.
Southern New Hampshire, town by town
A median sale price reflects which homes happened to sell that month. Zillow's typical home value measures the middle of all homes, sold or not, so it moves more slowly and is the better way to compare towns. As of September 30, Zillow's figure for New Hampshire was $510,937, up 2.9% over the year. Rockingham County was at $624,657 (up 3.2%) and Hillsborough County at $517,347 (up 2.2%).
| Town | Zillow typical home value, Sept. 30, 2026 | Change over 12 months |
|---|---|---|
| Salem | $606,229 | +2.9% |
| Windham | $801,433 | +1.2% |
| Pelham | $680,211 | +1.8% |
| Nashua | $503,469 | +3.2% |
| Derry | $503,007 | +3.3% |
| Londonderry | $612,389 | +2.8% |
| Hudson | $534,215 | +0.9% |
| Atkinson | $649,854 | +0.2% |
| Plaistow | $527,927 | +1.9% |
Source: Zillow Home Value Index (ZHVI), Zillow Research.
Every town on the list is up over the year, but the gains range from 0.2% to 3.3%. The listing data on this site's Market Pulse tells the same story from the other side: Realtor.com counted 3,520 active listings in New Hampshire in September, 4.7% more than a year ago, and the typical listing spent 59 days on the market, up from 47.
Rates eased this week
Freddie Mac's weekly survey put the average 30-year fixed rate at 7.32% on October 22, down from 7.40% the week before. It was the first weekly decline since August. A year ago the same survey stood at 6.19%.
Source: Freddie Mac Primary Mortgage Market Survey via FRED.
On a $400,000 loan, principal and interest at 7.32% is about $2,748 a month, roughly $22 less than at 7.40% and about $301 more than at 6.19%. One week is not a trend, but if you were pre-approved during the climb, it is worth asking your lender for a fresh number. The payment calculator in my buyer toolkit runs it in a minute.
What this means for buyers
- You have more to choose from. With single-family listings up 19.3% statewide, you are less likely to be choosing between one house and nothing.
- Time on market is your opening. A home that has sat for several weeks often has a seller more open to a credit, a repair or a closing date that works for you. Ask how long a home has been listed before you write the offer.
- Prices have not dropped. The statewide median is up 6.5% and every town above is up over the year. Waiting for a lower price is not a sure thing.
- Check your budget at today's rate. Use the affordability tool or ask your lender to rerun your pre-approval at 7.32%.
What this means for sellers
- Your value has likely held. Values are up over the year across Southern New Hampshire. See where your equity stands with the equity estimator.
- Your competition has grown. More listings mean buyers compare. Price against the homes on the market now, not against last spring's sales.
- The first two weeks matter most. With homes taking longer to sell, condition, photos and a well-supported price on day one keep you out of the group that sits.
- Condos are a different market. The condo median rose 2.1% while inventory rose only 4.1%. Your numbers depend on the building and the town, so we look at them separately.
Prices are still up. What changed this fall is time: buyers have a little more of it, and sellers need to plan for it.
The Market Pulse on the home page and on each town page shows the latest rate and your town's numbers. If you want to talk through a specific home or town, send it to me and I will run the numbers with you. If you are weighing Massachusetts too, last week's post on rates and the Massachusetts September report covers that side of the border.
Questions people are asking
Are home prices still going up in New Hampshire?
Yes, as of September. New Hampshire REALTORS® reported a median single-family sale price of $569,900, up 6.5% from a year earlier, and Zillow's typical home value for the state was up 2.9% as of September 30. What changed is time on market: single-family homes took 18.5% longer to sell.
What is the median home price in New Hampshire right now?
For September 2026, New Hampshire REALTORS® reported $569,900 for single-family homes and $415,000 for townhouse-condo properties. A median sale price reflects the homes that sold that month, so it can move more than a town's typical value.
Is it a good time to buy a home in Southern New Hampshire?
It depends on your payment and plans. Single-family listings are up 19.3% statewide and homes are taking longer to sell, which gives buyers more choice and room to negotiate. Prices are still up over the year, so waiting for a lower price is not a sure thing.
Did mortgage rates go down this week?
Yes. Freddie Mac's average 30-year fixed rate was 7.32% on October 22, down from 7.40% the week before and the first weekly decline since August. A year ago it was 6.19%.
Should I sell my home in New Hampshire this fall?
Values have held across Southern New Hampshire, but there are more homes competing for buyers. If you sell, price against the homes on the market now and plan for a few extra weeks. We can look at your town's numbers together before you decide.
Have a question about your situation?
Reply is personal, usually the same day. Or run the numbers yourself in the toolkit.
This note is general information, not legal, tax or financial advice, and not an appraisal or loan approval. Every situation is different — let's talk about yours.
